Articles: Speak Easy

John Key Is Giving Away Home Loan Deposits…  Sort Of with Michael Botur

John Key Is Giving Away Home Loan Deposits…  Sort Of with Michael Botur

Speak Easy: 14, Sep 2016

Working Poor are people who pretty much can’t accrue savings. For these types of people, gathering a home loan deposit is extremely challenging, if not impossible. The only person who can help you is pretty much the Rt Hon John Key. Here are some forms of assistance he offers.

Cheap Housing Can  Be A Good Or A  Bad Thing with Michael Botur

Cheap Housing Can Be A Good Or A Bad Thing with Michael Botur

Speak Easy: 07, Sep 2016

Affordable houses are being built in many places around the country.

Auckland  Refugees Are Real with Michael Botur

Auckland Refugees Are Real with Michael Botur

Speak Easy: 31, Aug 2016

Auckland is so big, I used to have to live in Pukekohe and commute 50km to the CBD many days per week. Over 80,000 other people every day still do this daily – and that’s just between the hours of 7 and 9am. Auckland commuters enter a 100kmh zone on the motorway then promptly grind to a halt in bumper to bumper traffic.

Sleepouts And Second Dwellings: Pros And  Cons with Michael Botur

Sleepouts And Second Dwellings: Pros And Cons with Michael Botur

Speak Easy: 24, Aug 2016

An excuse I’ve come up with to dissuade my mother-in-law from moving a sleepout onto my property is that it would cost too much in rates and development contributions to build this second dwelling.

Property Drip  Vs Property Flood with Michael Botur

Property Drip Vs Property Flood with Michael Botur

Speak Easy: 17, Aug 2016

I’m not sure why the property market is ‘saturated’ with water metaphors, but they do help illustrate what’s going on.

Generation Rent Feels The Housing Pinch with Michael Botur

Generation Rent Feels The Housing Pinch with Michael Botur

Speak Easy: 10, Aug 2016

From July 2016, banks will no longer be able to approve loans for residential investment properties if the borrower has less than a 40% deposit. Applications for new loans against owner-occupied property will be impacted if an investment property is used as equity. Fewer investment properties will mean fewer rental properties.

Get Creative  With Your  Mortgage And  Save

Get Creative With Your Mortgage And Save

Speak Easy: 03, Aug 2016

I’m not allowed to use this column to tell everyone how dirty my kids’ bedrooms are and shame them into tidying up, unfortunately.

Generous Section, Includes Mountain with Michael Botur

Generous Section, Includes Mountain with Michael Botur

Speak Easy: 26, Jul 2016

I go jogging all the time. My circuit often starts in the bush, then takes me through a part of Whangarei that’s not exactly a posh gated community. Tikipunga is a type of neighbourhood a poet and part-time columnist can afford, which should tell you a bit about the house values here.

Foreigners Buying Up All Our Houses?  It’s Just Chinese Whispers with Michael Botur

Foreigners Buying Up All Our Houses?  It’s Just Chinese Whispers with Michael Botur

Speak Easy: 20, Jul 2016

Paying a mortgage each week tends to be cheaper than the average rent in Northland. It’s wise to put your money in housing, so it frustrates me that some of us single out a section of our population and tell them that buying a house is a bad thing. I’m talking about the attitude that people from China shouldn’t buy NZ properties.

How To Increase My House’s Value: The Confusing Way  And The Simple  Way with Michael Botur

How To Increase My House’s Value: The Confusing Way And The Simple Way with Michael Botur

Speak Easy: 13, Jul 2016

Go and pull out your insurance policy and check the amount you’re insured for. Then ask how much you paid for your house and how much value you’ve added to it.

Real Realtors Are Really Reliable with Michael Botur

Real Realtors Are Really Reliable with Michael Botur

Speak Easy: 06, Jul 2016

Last year my wife and I arranged the viewing of our first ever house and almost bought it an hour later. Things seemed urgent. If we blinked, an Aucklander might buy up the place.

Is My House Doomed Without A WOF? with Michael Botur

Is My House Doomed Without A WOF? with Michael Botur

Speak Easy: 29, Jun 2016

Buying an affordable home described as a ‘doer upper’ has its pros and cons.

Buying vs  Building  vs Borer with Michael Botur

Buying vs Building vs Borer with Michael Botur

Speak Easy: 22, Jun 2016

If you’re after an interesting home there’s the Waitahuna Presbyterian Church for sale in Clutha.

How A Mortgage Broker Stopped My House…

How A Mortgage Broker Stopped My House…

Speak Easy: 15, Jun 2016

How A Mortgage Broker Stopped My House From Falling Down with Mike Botur

It Doesn’t Matter  How: Just Get  A Deposit with Michael Botur

It Doesn’t Matter How: Just Get A Deposit with Michael Botur

Speak Easy: 08, Jun 2016

In 2015 a young Tuakau couple spent a $165,000 inheritance on a car and “expensive trips.”

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