Articles: Law & Finance

CH CH CHANGES.. with Carie Townley

Law & Finance: 06, Jul 2016

In June we saw two things happen; the Reserve Bank left the official cash rate on hold and we saw some major banks announce significant changes in foreign lending.

Better Safe Than Sorry with Thomas Biss

Better Safe Than Sorry with Thomas Biss

Law & Finance: 01, Jun 2016

New laws are coming into effect on 1 July 2016 affecting minimum standards for rental properties.

Preparing For The End Of Financial Year with Carie Townley

Law & Finance: 11, May 2016

As another financial year comes to a close, the time has come to review your current finances and set out your goals for the next 12 months.

Beware The Limitations Of A  Cross Lease Title with Jamie Bourke

Beware The Limitations Of A Cross Lease Title with Jamie Bourke

Law & Finance: 04, May 2016

In this article we consider the cross lease title. Cross lease titles are fairly common in New Zealand.

Market Update with Carie Townley

Law & Finance: 06, Apr 2016

With another rate reduction from the Reserve Bank in March, our cash rate is now lower than it has ever been. In my market update below, I’ve had a look at how the country is performing.

Retirement Villages with Ian Reeves

Retirement Villages with Ian Reeves

Law & Finance: 06, Apr 2016

Recent years have seen some significant changes in the local market for retirement living.

Credit Profile with Carie Townley

Law & Finance: 03, Feb 2016

A credit file is kept for any person who has been credit-active - that is, has borrowed money (for a credit card, mortgage, car etc) – over the past seven years.

Understanding Renovation Loans with Carie Townley

Law & Finance: 20, Jan 2016

Renovations are a natural stage of property ownership and can be a fulfilling experience for both owner occupiers and investors alike. The challenge for many is finding the finance to complete the works without blowing their budget.

Selling Your  House? What Is  The Best Way? with Ian Reeves

Selling Your House? What Is The Best Way? with Ian Reeves

Law & Finance: 13, Jan 2016

Having acted as a lawyer for over 40 years, here are some thoughts.

Buying Or Selling Property – Give Yourself Time! with Ian Reeves

Buying Or Selling Property – Give Yourself Time! with Ian Reeves

Law & Finance: 04, Nov 2015

With improved technology, lawyers can transfer land very quickly.

Tax And Property  – Beware Of  The Bright Line with Thomas Biss

Tax And Property – Beware Of The Bright Line with Thomas Biss

Law & Finance: 30, Sep 2015

There has been a lot of discussion about whether property investing gets an unfair tax advantage.

How Well Do You Budget? with Carie Townley

Law & Finance: 09, Sep 2015

When you’re paying off a mortgage, budgets matter. Knowing how much money is coming in and going out will not only help you manage your monthly repayments, it will also ease stress and give you confidence in your financial situation.

Buying And Selling  In An Active  Market with Thomas Biss

Buying And Selling In An Active Market with Thomas Biss

Law & Finance: 02, Sep 2015

It seems that spring is now on us and the Whangarei property market continues to drive forwards.

Make Sure You  Don’t Sell Your  Property Twice with Thomas Biss

Make Sure You Don’t Sell Your Property Twice with Thomas Biss

Law & Finance: 05, Aug 2015

It seems that Auckland is moving up towards Whangarei.  The last few months have seen a real rise in the number of sales in Whangarei and with it a sense of urgency coming into the market.  Properties are selling quickly and once they are sold they are attracting back up offers. 

Vendors What Are You Waiting For,  Isn’t Now A Good Time?

Law & Finance: 29, Jul 2015

I have been thinking about what I am seeing at the moment in our housing market and wonder if vendors are missing a golden opportunity by waiting for Spring/Summer?

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